Welcome to Wisrod Investments. These Terms & Conditions govern your access to and use of our website, products, services, loan application channels, digital platforms, chatbot services, mobile tools, and related content.
By accessing or using this website or any service offered by Wisrod Investments, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you should not use this website or our services.
These Terms are intended to promote transparency, responsible use, lawful access, and proper engagement with our financial and digital services.
1. Definitions
“Company”, “We”, “Us”, or “Our” refers to Wisrod Investments.
“User”, “You”, or “Your” refers to any individual or entity accessing or using our website or services.
“Website” refers to the official Wisrod website and related digital platforms.
“Services” includes loans, applications, customer support, business communications, and other products or features offered by Wisrod Investments.
“Content” refers to all text, graphics, logos, images, icons, downloads, forms, documents, and materials available on the website.
2. Acceptance of Terms
By browsing, accessing, registering on, applying through, or using this website or our services, you confirm that you have read, understood, and accepted these Terms & Conditions.
Continued use of this website following any updates to these Terms will constitute your acceptance of the revised Terms.
3. Eligibility
You must provide true, complete, and accurate information when using our services.
You must be legally capable of entering into binding agreements.
You must not use this website for unlawful, fraudulent, misleading, or unauthorized purposes.
Where applicable, use of financial products may be subject to internal approval criteria, legal requirements, and verification processes.
4. Use of the Website
You agree to use this website responsibly and only for lawful purposes.
You may browse the website and submit enquiries or applications in accordance with these Terms.
You may not interfere with the security, performance, availability, or integrity of the website.
You may not upload malicious code, attempt unauthorized access, scrape content without permission, or use the site in a way that harms other users or the Company.
You may not impersonate another person, misrepresent your identity, or provide false documentation.
5. Loan Applications and Service Requests
Submission of a loan application does not automatically guarantee approval.
All loan approvals are subject to internal assessment, eligibility checks, supporting documentation, risk evaluation, and applicable policies.
Wisrod Investments reserves the right to request additional information or documents before processing any request.
Incomplete, inaccurate, or misleading applications may be rejected, delayed, or cancelled.
Terms applicable to a specific financial product may also be governed by separate agreements, disclosures, and offer letters.
6. User Responsibilities
As a user of our website and services, you agree to:
Provide accurate, current, and complete information.
Maintain the confidentiality of any credentials or account information where applicable.
Notify us promptly if you suspect unauthorized access, fraud, or misuse of your information.
Use all forms, digital channels, and communications in good faith.
Comply with all applicable laws, regulations, and instructions relevant to your use of our services.
7. Intellectual Property Rights
All content on this website, including logos, designs, text, graphics, icons, branding, documents, layouts, downloadable material, and other intellectual property, is owned by or licensed to Wisrod Investments unless otherwise stated.
You may not copy, reproduce, republish, modify, transmit, distribute, sell, or exploit website content without prior written permission.
You may use website content only for personal, informational, and lawful business engagement with Wisrod Investments.
Unauthorized use of our intellectual property may result in legal action.
8. Privacy and Data Protection
Your use of this website is also subject to our Privacy Policy and Data Protection Policy. By using the site, you acknowledge that certain personal data may be collected, processed, and stored for lawful business purposes.
We take reasonable steps to safeguard your data.
You are responsible for providing correct information and for reviewing our data notices.
Where consent is required, you may be asked to provide it before certain services are delivered.
9. Third-Party Links
Our website may include links to third-party websites, platforms, tools, or partner services for convenience and informational purposes.
Wisrod Investments does not control third-party websites.
We are not responsible for the content, security, availability, or privacy practices of external sites.
Accessing third-party links is done at your own risk.
10. Website Availability
We aim to keep the website and services available and accurate at all times, but uninterrupted access is not guaranteed.
We may suspend, restrict, withdraw, or update parts of the website without prior notice where necessary.
Temporary interruptions may occur due to maintenance, upgrades, security issues, technical faults, or events beyond our control.
11. Disclaimer
The information on this website is provided for general information purposes only and does not constitute financial, legal, or professional advice unless expressly stated.
While we strive for accuracy, we do not guarantee that all information is complete, current, or error-free at all times.
Users should not rely solely on website content when making financial decisions.
Specific services may be subject to separate agreements, disclosures, and formal approval processes.
12. Limitation of Liability
To the fullest extent permitted by law, Wisrod Investments shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to:
Use of or inability to use the website
Delays, interruptions, or system downtime
Errors, omissions, or inaccuracies in website content
Unauthorized access to or alteration of your data
Reliance on website content or third-party links
Nothing in these Terms excludes liability where such exclusion is not permitted by applicable law.
13. Prohibited Activities
Using the website for fraudulent, unlawful, or harmful purposes
Attempting to gain unauthorized access to systems, accounts, or databases
Uploading harmful code, viruses, scripts, or malicious tools
Misrepresenting identity or authority
Using automated tools to extract data or abuse website functionality without consent
Violating intellectual property or privacy rights
14. Indemnity
You agree to indemnify and hold harmless Wisrod Investments, its employees, officers, affiliates, agents, and service providers from any claims, liabilities, losses, damages, costs, or expenses arising from your misuse of the website, your violation of these Terms, or your infringement of any third-party rights.
15. Suspension or Termination
We reserve the right to suspend, restrict, or terminate access to the website or services where there is suspected misuse, fraud, breach of these Terms, security risk, or legal necessity.
Termination of access does not affect any rights or obligations that accrued before such action.
16. Governing Law
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of Zimbabwe. Any disputes arising in connection with these Terms or the use of our website shall be subject to the jurisdiction of the appropriate courts or legal authorities in Zimbabwe, unless otherwise required by applicable law or contract.
17. Changes to These Terms
Wisrod Investments may revise these Terms & Conditions at any time by updating this page.
Changes take effect once posted on the website unless stated otherwise.
Users are encouraged to review this page regularly.
Continued use of the website after updates constitutes acceptance of the revised Terms.
18. Contact Us
If you have any questions about these Terms & Conditions, please contact us:
Email: info@wisrod.com
Phone: 0242 705356
Address: 50 Angwa Street, 5th Floor, Angwa City Building, Harare
